Privacy Policy

Last Updated: [May 24, 2026]

Welcome to The Fiscal Bulletin (“we,” “our,” or “us”). We are committed to protecting your personal data and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website [https://thefiscalbulletin.in], use our services, or engage with our content, in compliance with the Digital Personal Data Protection (DPDP) Act, 2023, and the Information Technology Act, 2000 of India.

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.

1. Information We Collect

We may collect information about you in a variety of ways. The information we may collect on the Website depends on the content and services you use, and includes:

Cookies and Tracking Technologies: We may use cookies, web beacons, tracking pixels, and other tracking technologies on the Website to help customize the Website and improve your experience. We may also use third-party analytics tools (like Google Analytics) to track traffic and usage trends.

Personal Data: Personally identifiable information, such as your name, email address, and contact details, that you voluntarily give to us when you subscribe to our newsletter, download resources (like RBI circular gists), comment on posts, or contact us directly.

Derivative Data: Information our servers automatically collect when you access the Website, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the Website.

2. Purpose and Legal Basis for Processing

In accordance with the DPDP Act 2023, we process your personal data based on your explicit consent or for other legitimate uses. We use the information collected to:

Prevent fraudulent transactions, monitor against theft, and protect against criminal activity.

Deliver financial news, personal finance articles, and RBI circular summaries.

Administer newsletters, email updates, or marketing communications that you have consented to receive.

Respond to your comments, questions, and customer service requests.

Monitor and analyze usage and trends to improve user experience.

3. Disclosure of Your Information

We do not sell, trade, or rent your personal data to third parties. We may share information we have collected about you in certain situations, including:

Third-Party Service Providers: We may share your information with third parties that perform services for us or on our behalf, such as email delivery services (e.g., Mailchimp), web hosting providers, and analytics tools, provided they adhere to strict data protection standards.

By Law or to Protect Rights: If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others.

4. Your Rights Under the DPDP Act, 2023

As a Data Principal (user) in India, you have specific rights regarding your personal data under the DPDP Act, 2023:

Right to Grievance Redressal: You have the right to have your grievances addressed readily by our Grievance Officer (details below).

Right to Access: You have the right to seek a summary of the personal data being processed by us and the processing activities.

Right to Correction and Erasure: You have the right to correct inaccurate data, complete incomplete data, or request the erasure of your personal data when it is no longer necessary for the purpose it was collected.

Right to Withdraw Consent: You can withdraw your consent to data processing at any time. If you withdraw consent, we will stop processing your data unless required by law.

5. Data Security

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

6. Children’s Privacy

Our Website is intended for general audiences and is not directed to children under the age of 18. We do not knowingly collect personal data from children under 18 without verifiable parental/guardian consent, as required by Indian law. If we learn that we have collected personal data from a child under 18 without appropriate consent, we will delete that information immediately.

7. Financial Disclaimer

The Financial News, Banking News, Personal Finance Tips, and summaries of RBI circulars, Govt Financial Policies, Global Financial updates provided on https://thefiscalbulletin.in are for informational and educational purposes only. They do not constitute formal financial, legal, or investment advice. We are not a SEBI-registered investment advisor or an RBI-affiliated entity. Users are advised to consult with certified professionals before making financial decisions based on our content.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time in order to reflect changes to our practices or for other operational, legal, or regulatory reasons. We will notify you of any changes by updating the “May 24, 2026” date at the top of this policy. You are encouraged to review this Privacy Policy periodically to stay informed of updates.

9. Grievance Redressal & Contact Information

If you have questions or comments about this Privacy Policy, or if you wish to exercise your rights under the DPDP Act, 2023, please contact our designated Grievance Officer:

Email Address: info@thefiscalbulletin.in

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